Operational Flow Example

When a user sends funds, whether paying an invoice in USDT, settling payroll in EUR, or transferring to a vendor in ETH, the DigiTap protocol:

1

Detects the source asset and preferred delivery currency.

2

Routes the transaction via the lowest-cost, highest-liquidity channel (on-chain or off-chain).

3

Executes settlement, simultaneously updating wallet balances, bank ledgers, and accounting tools.

4

Records a hash of the transaction in the DigiTap audit ledger for compliance and future verification.