Security Framework

With this architecture, DigiTap bridges the trust gap between traditional banking users and the crypto-native community, offering a bank-grade, blockchain-optimized security experience.

End-to-End Security by Design

DigiTap’s security infrastructure is built with a zero-trust architecture, meaning every request, internal or external is authenticated, authorized, and encrypted before execution.

The platform leverages AES-256 encryption for data at rest, TLS 1.3 with Perfect Forward Secrecy (PFS) for data in transit, and multi-layered HSM (Hardware Security Module) custody for sensitive cryptographic keys.

In addition to encryption, DigiTap uses application sandboxing to isolate processes and mitigate cross-service attacks. All transaction flows, whether fiat or crypto, pass through a real-time anomaly detection engine powered by machine learning to flag unusual patterns such as abnormal transfer amounts, velocity anomalies, or suspicious geolocations.

Multi-Factor Authentication and Account Protection

Access control is enforced through multi-factor authentication (MFA), integrating biometric verification (Face ID, fingerprint recognition) with dynamic one-time passwords (OTP).

DigiTap also employs device fingerprinting to bind accounts to verified devices, reducing the risk of SIM swap or credential stuffing attacks.

In the event of suspected compromise, instant account freeze and transaction rollback protocols are available to users, supported by 24/7 security operations monitoring.

Blockchain and Fiat Transaction Security

For crypto asset custody, DigiTap uses a hybrid cold/hot wallet model:

• Cold storage for long-term reserves with multi-signature access control.

• Hot wallets for liquidity, protected by continuous risk scoring and automated withdrawal limits based on transaction history.

For fiat operations, the platform complies with PCI-DSS Level 1 standards for payment card data security, and all bank integrations pass through encrypted API gateways with mutual TLS authentication.

Regulatory Compliance Layer

The KYC/KYB verification pipeline uses both automated document scanning and AI-powered facial recognition to meet jurisdictional requirements.

All fiat operations are routed through licensed banking partners and regulated payment networks, ensuring adherence to the rules of each jurisdiction. For crypto operations, DigiTap follows the FATF Travel Rule where applicable, enabling secure transfer of sender and receiver information in compliant regions.

Continuous Monitoring and Threat Intelligence

DigiTap maintains an active threat intelligence program that ingests feeds from leading cybersecurity alliances, dark web monitoring tools, and blockchain analytics platforms.

This allows preemptive defense against phishing campaigns, ransomware attempts, and wallet drain exploits.

Quarterly penetration tests are conducted by external cybersecurity auditors, and the platform undergoes regular smart contract audits for any DeFi-related integration.

Commitment to User Safety and Trust

Security isn’t an afterthought, it’s the foundation. DigiTap is built for maximum operational resilience, with geographically distributed servers, failover systems, and disaster recovery protocols ensuring 99.99% uptime.

The platform empowers users to control their privacy preferences, manage permissions for connected services, and monitor all account activity in real time.